Financial Planning Disclaimer

Important Notice

Please read this disclaimer carefully before using our services.

By engaging with quavanthelira consultations, you acknowledge understanding and acceptance of the terms outlined in this disclaimer.

This disclaimer governs your use of quavanthelira financial planning consultation services. The information provided through our consultations is for general guidance purposes and should not be construed as personalized financial advice without proper context.

General Notice

quavanthelira provides financial planning consultations designed to help Australian residents explore budgeting strategies, retirement preparation approaches, and wealth allocation considerations. Our consultations offer analytical reviews and personalized guidance based on information you provide. However, all financial decisions remain your responsibility. We recommend conducting thorough research and consulting licensed financial professionals before making significant financial commitments. Results may vary based on individual circumstances, implementation consistency, market conditions, and economic factors beyond our control.

Limitations of Liability

Our liability is limited as follows:

quavanthelira is not liable for any financial losses resulting from decisions made based on consultation discussions or recommendations provided during our engagements.
We do not guarantee specific outcomes or results from implementing strategies discussed during consultations. Past performance does not guarantee future results.
Our consultations are based on information you provide. Inaccurate or incomplete information may affect the quality and relevance of guidance offered.
Market conditions, economic factors, and personal circumstances change. Strategies discussed may become less relevant over time without periodic review and adjustment.

Information Accuracy

We strive to provide accurate, current information during consultations. However, financial landscapes evolve rapidly. Regulations, market conditions, and best practices change. Information discussed during consultations reflects understanding at the time of engagement. We cannot guarantee ongoing accuracy of all historical consultation content.

Always verify current information with licensed professionals before making financial decisions.

Professional Advice Disclaimer

quavanthelira consultations provide general financial planning guidance and analytical reviews. Our services do not constitute licensed financial advice, legal counsel, or tax guidance. We strongly recommend consulting with licensed financial advisors, accountants, and legal professionals before implementing significant financial strategies or making major financial commitments.

External Links

Our website may contain links to external resources for your convenience. We do not control or endorse content on external websites and are not responsible for their accuracy, completeness, or reliability.

No Guarantee of Results

Financial planning outcomes depend on numerous factors including personal discipline, market conditions, economic circumstances, and implementation consistency. We do not guarantee specific results from our consultations. Results may vary significantly based on individual circumstances.

Individual Results Variation

Every client's financial situation is unique. Strategies effective for one individual may not produce similar outcomes for another. Your results depend on factors including income stability, expense discipline, risk tolerance, time horizon, and external economic conditions beyond anyone's control.

Financial Planning Disclaimer

Specific disclaimers regarding financial planning consultations:

Past performance of any strategy or approach does not guarantee future results. Historical outcomes should not be interpreted as predictions of future performance.
Market conditions fluctuate. Strategies discussed during consultations may require adjustment as economic circumstances change over time.
Your personal implementation of strategies significantly impacts outcomes. Consistency and discipline play critical roles in achieving financial planning goals.

Jurisdiction and Compliance

This disclaimer is governed by Australian law.

quavanthelira operates under Australian jurisdiction and complies with applicable Australian regulations. Our consultations are designed for Australian residents. Information provided may not be applicable or appropriate for individuals in other jurisdictions with different regulatory frameworks.

This disclaimer is governed by the laws of Australia.

Clients outside Australia should consult local regulations before implementing strategies discussed.

Indemnification

By using quavanthelira consultation services, you agree to indemnify and hold harmless quavanthelira, its team members, and affiliates from any claims, losses, or damages arising from your financial decisions or use of information provided during consultations.

Severability

If any provision of this disclaimer is found invalid or unenforceable, the remaining provisions continue in full force and effect. Invalid provisions will be modified to reflect original intent to the maximum extent permitted by law.

Modifications

quavanthelira reserves the right to modify this disclaimer at any time. Changes become effective upon posting to our website. Continued use of our services after modifications constitutes acceptance of updated terms.

Contact

For questions regarding this disclaimer, contact us:

Email Address: content@quavanthelira.com

Phone Number: +61-2-4113-8438

Physical Address: 125 Stirling Street, Perth, WA 6000 Australia

Effective Date of Disclaimer: This disclaimer became effective on September 9, 2025.

Most Recent Update: This disclaimer was last updated on September 9, 2025.